Guess what, you've made it.
This is the best time of your life and it's important to understand that it's never to late to maximise what you have, or start planning for the lifestyle you desire.
The kids are (somewhat) off your hands and you’re thinking about when to stop work. You have a vision of what retirement looks like and want to make sure the assets you’ve worked so hard to build over your working life can deliver it.
This is where you are finally transitioning from working to pay the bills to paying them from the asset base that you’ve built up. It's important that you have the security of knowing that your money will last as long as you do.
Things you should consider
YOU MAY FIND YOURSELF...
Unsure about when you can afford to retire or if what you have saved is enough.
Reducing your working hours without impacting your lifestyle.
Worried about if your asset base will get you through your retirement, do you have enough?
Unsure about if you will be eligible for the age pension.
Wanting to help your children with some expenses such as a new car or a home deposit.
Planning your dream holidays but unsure if it will compromise your long term retirement plans